fund英文意思：Funds are amounts of money that are available to be spent, especially money that is given to an organization or person for a particular purpose. (尤指为特定目的而给予某组织的) 资金

capital英文意思：Capital is a large sum of money which you use to start a business, or which you invest in order to make more money. 资本; 资金

由以上英文解释，可以发现：capital仅仅表示用于商业贸易以及某些经济方面的资金，而fund则指用于某种用途的资金，平时使用时多用在公益方面